Share Accounts

New Share Savings Accounts must have a minimum initial deposit of $5.00. This $5.00 is your share (ownership) in the Credit Union and is what gives you voting rights at Annual Meetings and any Special Called Meeting.  After the first $5.00, you can deposit unlimited amounts of money into this interest-bearing account. Interest accrues daily on the ‘average daily balance’ and dividends are posted on the last day of each calendar quarter.

Energen/Alagasco employees can set up payroll deduction from the company and have funds deposited into his/her Share Savings Account each payday. This account is perfect for depositing small amounts of money over periods of time and the funds will be available whenever and for whatever a member would need them for, such as a ‘rainy day fund’ for emergencies.

Regular share account dividend paid quarterly

0.75% APY declared for the third quarter 2013

APY = Annual Percentage Yield

The minimum balance to earn the dividend rate is $100.00.

The minimum opening amount is $5.00.

The rate may change after the account is opened.

This rate is accurate as of 12/31/2013.

Fees could reduce the earnings on the account.